I thought my Home Contents were covered by St. Leger Homes

Your furniture and personal belongings are not covered by St Leger Homes.

If there was a fire or burglary at your home, how would you pay to replace your furniture, carpets, curtains and personal belongings?

You are strongly advised to have a Home Contents Insurance policy.

You can find out more about Home Contents Insurance on the Money Advice Service website.

You can also download a Citizens Advice fact sheet about Household Contents Insurance.

Is a Home Contents Insurance policy expensive?

St. Leger Homes works with RSA to offer its customers affordable Home Contents Insurance. Premiums start at under £0.72 a week, depending on your age.

Find out more by downloading a leaflet.

Lots of companies offer Home Contents Insurance and you should shop around to get the best deal for you. For more help with choosing an insurance company, call St Leger Homes on 01302 862295 or email incomemanagement@stlegerhomes.co.uk.

Make sure the company you choose is registered with the Financial Services Authority (FSA) by checking them out on the FSA's website.

What does the St. Leger Homes scheme offer?

You can make easy weekly payments and there is no excess (extra money) to pay if you make a claim. Premiums start at under £0.72 a week, depending on your age.

The policy includes:

Premiums are paid with your normal rent and you won't have to pay during rent free weeks.

Additional cover is now available for personal belongings, wheelchairs and hearing aids. Download the leaflet for more information.

How do I take out St. Leger (SLHD) Home Contents Insurance?

For further information, please contact St. Leger Homes on 01302 862295 or Email:  incomemanagement@stlegerhomes.co.uk .

Alternatively, you can download an application form to apply for SLHD insurance.

You can also download a leaflet about SLHD insurance.

I have unspent convictions, can I take out St. Leger Homes Contents Iinsurance?

If you or anyone living in your home has unspent convictions, you may not be able take out St. Leger Homes, Home Contents Insurance - each case is considered on it's own merits. Please visit our 'Insurance for people with unspent convictions' page to find out about unspent convictions and how you can get insurance.

What about the structure of my home?

The structure of your home – such as foundations, external walls and roof – is the responsibility of St Leger Homes. Please let St. Leger Homes know straight away if there is any damage to the structure of your home.

What else is St. Leger Homes responsible for?

You may make an insurance claim against St. Leger Homes for any damage, loss or injury it causes. For example, if maintenance staff accidentally burst a pipe in your home, resulting in damage to your furniture, you may be able to make a claim against St. Leger Homes.

St. Leger Homes investigates every claim properly. If you have any questions or concerns about insurance claims against St. Leger Homes (this does not include Home Contents Insurance), please contact the Insurance Investigation Officer on 01302 862744.