People get into debt for all sorts of reasons, for example, losing
a job, taking on a caring role, becoming pregnant, separating from
a partner or becoming ill or disabled.
If you have borrowed more money than you can repay, or you have
built up rent or fuel bills that you cannot afford to pay back,
then you must take steps to sort things out.
It can be tempting to bury your head in the sand, but the longer
you leave it, the worse it will get. Help and support is available
and you will be able to take control of your finances again and
look positively towards the future.
You can start taking control of your money problems today. Go to
with debt' page to find more information and links to
easy-to-understand help and advice about managing debt
You can also compare different ways of 'borrowing
money' and find out how to cope financially with 'changes' in your
For free, money advice, to help you make the most of your
money, visit the Money Advice Service
website, or call 0300 500 5000.
It's an emergency. My creditors are threatening me with
serious action, what can I do?
It is best to get some advice straight away, for example, from
your local Citizens Advice
Bureau. You can
find your nearest bureau by visiting the Citizens Advice
St Leger Homes also works closely with Doncaster West
Development Trust who provide a money advice service at various
locations throughout the borough. Find out more about St Leger
Homes' partnership with Doncaster West Development Trust and
how to make an
appointment with an advisor.
For free information and advice about debt, ring National
Debtline on 0808 808 4000 or 'visit the
National Debtline website'.
Alternatively you can visit the Stepchange (formerly known as the
Consumer Credit Counselling Service).
You can also visit the 'Managing
Debt' section of the GOV.UK
website to find out more about coping with debt.
Where can I get help and advice locally?
Doncaster West Development Trust hold free money guidance
groups throughout the borough entitled Money Matters. The monthly
meetings offer 12 steps to wealth, health and
The 12 steps are:
- Starting point
- Do we need it?
- How to budget
- Dealing with debt
- Avoiding debt
- Good/bad borrowing
- Relaxation techniques
- How to spend wisely
- Ways to save
- Cook on a budget
- Celebration well-being event.
To find out more or to speak to the Money Matters
team contact 01709 868880.