What costs do I need to think about?
When you first move in, you will have to buy some or all of the
• White goods, such as a fridge or freezer
and washing machine
• Bed clothes
• Kitchen utensils, cutlery and
Once you have set up home, you will need to pay regular bills,
• Council tax
• TV licence
• Food and household goods
• Home contents insurance
• Car expenses such as insurance, car tax
• Travel to work expenses
• Any credit card, store card, or
How much money will I need? How do I work this
You have to be honest and realistic about how much money you
have coming in and how much you will need to pay your bills and the
initial cost of setting up a home.
You can visit the Money Advice Service website to help you
take stock of your day-to-day finances and then
use the budget planner to work out how much money you
have coming in and what you're spending it on.
You can also work out a budget on the National Debtline
How do I know how much my bills will be?
Remember that your fuel bills will be higher in the
winter. It is estimated for 2014/15 that the cost of
a combined gas and electricity supply will be:
• One bedroom flat - £15.50 per
• Two bedroom house - £22.85 per
• Three bedroom house - £29.45 per
To find out more about paying your fuel bills and the help
available, visit our energy pages.
When you bid for a property, you will know how much your rent
will be. It is extremely important that you pay your rent. If you
don't pay your rent, you could lose your home.
You may be able to get Housing Benefit to help with your rent.
Find out more about Housing Benefit on Doncaster Council's
Food and household bills
These will vary from household to household. Typical weekly
costs for 2014/15 are:
• Single person - £50 to £70
• Couple - £90 to £118
• Each child - £20 to £35
• Each non-dependant - £35 to
The fee for a colour TV licence is £145.50. These annual rates
have been frozen until 2016.
more about how to pay on the TV licence website.
You can spread the cost of paying for your TV licence -
Find out more here.
Visit Yorkshire Water’s website to find out how much metered water
costs. For the year 2014/15 prices vary from about £4.02 a week
for one person (low usage) through to around £16.19 a week for
five people (high usage). For an indication of costs where the
water is unmetered please contact Yorkshire Water.
If you would like to have a water meter installed in your home,
please contact our surveyor on 01302 862269 or 01302
862270 for permission.
how much your council tax will be on Doncaster Council’s
The charge for a band A property in 2014/15 is £889.04. This
rate may be different if you live in an area with a Parish
Remember – you should be entitled to a discount if you live
alone, are a student, or are disabled.
Find out more on Doncaster Council’s website.
You can download a leaflet about Council Tax reduction
for people with disabilities.
You may be able to get help from the Council with your
Find out more about help with your Council Tax on Doncaster
Home Contents Insurance
You do not have to have Home Contents Insurance, but you should
think about how you would replace things in your home if you were
burgled or there was a fire. You can choose any insurer you
St. Leger Homes works with RSA to offer its customers affordable
contents insurance. Find out more here.
BT Basic phone package
BT have a social telephone tariff called
BT Basic. The tariff is aimed at cutting the costs for
those on certain benefits. The tariff costs £5.10/month (£15.30
every three months), compared to the usual £15.45 /month line
rental (on standard tariffs there are also fees of £2.00 per
month if you don't pay by Direct Debit). This gives you line rental
and includes £4.50 worth of calls each quarter.
Find our more about BT Basic.
I can’t afford new furniture and all the other items I
Doncaster Refurnish offer
affordable furniture, electrical appliances and household goods to
local residents. There are stores in Doncaster town centre,
Thorne, Carcroft and Wath.
Don’t be tempted to borrow from a doorstep seller or money
lender to pay for things. You will pay a very high rate of interest
and it will be difficult to pay off the loan. Visit our ‘Doorstep sellers and money lenders’ page for
more information on this.
Also, avoid furniture stores that charge high rates of interest.
You will pay far more for the furniture than the amount shown on
the price ticket.
You may be able to apply for a budgeting loan to pay for
essential furniture and household items. Budget loans are
interest-free so you only pay back the amount you borrowed. You can
apply for a budgeting loan if you have been receiving Income
Support, income-based Jobseeker’s Allowance, income related
Employment and Support Allowance or Pension Credit for at
least 26 weeks.
Find out more about
budgeting loans and how to apply on the
If you don't qualify for a budgeting loan, you could get a
low-cost loan from the local credit union. To find out more,
Credit Union page.
Am I entitled to any help with my household
You may be entitled to benefits including Housing Benefit and
Council Tax Benefit.Visit our ‘Benefits’ page to find out more.
Also, visit our 'Energy' pages ‘Save energy
and money’ and ‘Discounts and Support’ for help and
advice on paying for your gas and electricity.
Will my home alarm service service be paid
The cost of the service is £3.20 per week or
£41.60 per quarter, however customers aged 65 and over and in
receipt of Housing or Council Tax benefit for financial
reasons will receive the service free of charge.
Find out more on the Doncaster Council website.
Where can I get help and advice locally?
Doncaster Advice Services
Partnership have a website for anyone wanting details
on providers of debt/money advice, benefits advice, housing
advice and other services available in Doncaster.