What costs do I need to think about?
When you first move in, you will have to buy some or all of the
• White goods, such as a fridge or freezer
and washing machine
• Bed clothes
• Kitchen utensils, cutlery and
Once you have set up home, you will need to pay regular bills,
• Council tax
• TV licence
• Food and household goods
• Home contents insurance
• Car expenses such as insurance, car tax
• Travel to work expenses
• Any credit card, store card, or
How do I work out how much money I will
You have to be honest and realistic about how much money you
have coming in and how much you will need to pay your bills and the
initial cost of setting up a home.
You can visit the Money Advice Service website to help you
take stock of your day-to-day finances and then
use the budget planner to work out how much money you
have coming in and what you're spending it on.
You can also download a budget sheet from the National
How do I know how much my bills will be?
Remember that your fuel bills will be higher in the winter.
Based on figures provided by the comparison site Uswitch it is estimated that the
cost of a combined gas and electricity supply will be:
• One bedroom flat - £14 a week
• Two bedroom house - £22 a week
• Three bedroom house - £27 a week
To find out more about paying your fuel bills and the help
available, visit our ‘Affordable warmth’, ‘Energy
saving tips’, ‘How to change your energy supplier’ and
‘Save money on your fuel bills’ pages.
When you bid for a property, you will know how much your rent
will be. It is extremely important that you pay your rent. If you
don't pay your rent, you could lose your home.
You may be able to get Housing Benefit to help with your rent.
Find out more about Housing Benefit on Doncaster Council's
Food and household bills
These will vary from household to household. Typical weekly
costs quoted on the
National Debtline website are:
• Single person - £50 to £70
• Couple - £90 to £118
• Each child - £20 to £35
• Each non-dependant - £35 to
From 1 April 2010, the fee for a basic black and white only TV
licence increased from £48.00 to £49.00, and a basic colour TV
licence from £142.50 to £145.50. These annual rates have been
frozen until 2016.
Find out more
about how to pay on the TV licence website.
You can spread the cost of paying for your TV licence -
Find out more here.
Visit Yorkshire Water’s website to find out how much metered water
costs. For the year 2012/13 prices vary from about £3.60 a week
for one person (low usage) through to around £14.55 a week for
five people (high usage). If you would like to have a water meter
installed in your home, please contact our surveyor on 01302 862269
or 01302 862270 for permission. Homes that do not have a water
meter receive bills based on the rateable value of their
property. For an indication of costs where the water is
unmetered please contact Yorkshire Water
Find out how
much your council tax will be on Doncaster Council’s
The charge for a band A property in 2013/14 is £872.02. This
rate may be different if you live in an area with a Parish
Remember – you should be entitled to a discount if you live
alone, are a student, or are disabled.
Find out more on Doncaster Council’s website.
You can download a leaflet about Council Tax reduction
for people with disabilities.
You may be able to get help from the Council with your
Find out more about help with your Council Tax on Doncaster
Home Contents Insurance
You do not have to have Home Contents Insurance, but you should
think about how you would replace things in your home if you were
burgled or there was a fire. You can choose any insurer you
St. Leger Homes works with RSA to offer its customers affordable
contents insurance. Find out more here.
I can’t afford new furniture and all the other items I
Don’t be tempted to borrow from a doorstep seller or money
lender to pay for things. You will pay a very high rate of interest
and it will be difficult to pay off the loan. Visit our ‘Doorstep sellers and money lenders’ page for
more information on this.
Also, avoid furniture stores that charge high rates of interest.
You will pay far more for the furniture than the amount shown on
the price ticket.
Doncaster ReFurnish offers affordable furniture, electrical
appliances and household goods to local residents. There are stores
in Doncaster town centre and Carcroft.
more on the Doncaster ReFurnish website.
You may be able to apply for a budgeting loan to pay for
essential furniture and household items. Budget loans are
interest-free so you only pay back the amount you borrowed. You can
apply for a budgeting loan if you have been receiving Income
Support, income-based Jobseeker’s Allowance, income related
Employment and Support Allowance or Pension Credit for at
least 26 weeks.
Find out more about budgeting
loans and how to apply on the Gov.uk website.
If you don't qualify for a budgeting loan, you could get a
low-cost loan from the local credit union. To find out more,
Credit Union page.
Am I entitled to any help with my household
You may be entitled to benefits including Housing Benefit and
Council Tax Benefit.Visit our ‘Benefits’ page to find out more.
Also, visit our ‘Affordable warmth’, ‘Energy saving
tips’, ‘How to change your energy supplier’ and
‘Save money on your fuel bills’ pages for help
and advice on paying for your gas and electricity.
Can I get help with my Supporting People
If you receive Housing Benefit or Council Tax Benefit, services
such as warden intercom and warden visits can be paid for by the
Supporting People Fund.
Please ask about this at any St. Leger
Where can I get help and advice locally?
Business Doncaster have a guide for anyone wanting details
on providers of Debt Advice, Benefits Advice, Housing Advice, Job
Advice, Financial Training and General Support available in
Doncaster. Find out more